peer to peer payment apps

apps like venmo, zelle and cashapp
(I think all of these require you to be a US person to register)

People users them because:

• they allow transfering money with a simple user name, email or phone number instead of a more 'complex' thing like a bank account number.
• faster than traditional bank transfer
• (debiting into the app is free)

Unique propuestas de valor de cada una:

• zelle works a bit different bc many banks integrate it into their apps and allow direct bank transfers.
• cash app expanded into assets.
• paypal is designed for online payments, offering buyer/seller protection.